
Turning payment transaction data into near-real-time merchant visibility.
Outcome Metric: ~6,500 terminals · 2.9M txns/mo
Merchants using payment terminals had a visibility problem. Transaction information such as sales, surcharges, and tips existed within the payment ecosystem, but traditional processor reporting could take weeks—and in some cases close to a month—to become available. For a merchant trying to understand today's business, delayed reporting had limited operational value.

Turning payment transaction data into near-real-time merchant visibility.
The Business Situation
Merchants using payment terminals had a visibility problem. Transaction information such as sales, surcharges, and tips existed within the payment ecosystem, but traditional processor reporting could take weeks—and in some cases close to a month—to become available. For a merchant trying to understand today's business, delayed reporting had limited operational value.
The Intervention
Punditry helped create a transaction reporting platform capable of collecting and processing operational data from a large payment-terminal footprint. The platform continuously ingests transaction activity, processes high volumes economically, maintains merchant context, provides near-real-time operational views, and surfaces sales, surcharge, and tip information without waiting weeks for processor reports.
The Result
The platform processes approximately 2.9 million monthly transactions across roughly 6,500 terminals. Merchants gained near-real-time visibility into sales, surcharges, and tips. The result was a new customer-facing service capability built from transaction data that previously had much less immediate operational value.
WHAT THIS DEMONSTRATES
“Our merchants went from waiting weeks for processor statements to seeing sales and tips in near-real-time. That visibility completely transformed our merchant relationships.”
Head of Operations, Merchant Services